> For the complete documentation index, see [llms.txt](https://ofin.gitbook.io/document/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://ofin.gitbook.io/document/payment/cancelation.md).

# 결제 취소

구매자가 결제를 취소한 경우, 플랫폼이 Allra BNPL(Ofin) 서버에 취소 사실을 알릴 때 사용하는 API입니다.

{% hint style="danger" %} <mark style="color:$danger;">**결제 취소 API를 호출하지 않는 경우 구매자로부터 결제 금액을 회수 요청하게 됩니다.**</mark>
{% endhint %}

## Endpoints

* **URL:** `/api/v1/user/payment`
* **Method:** `DELETE`

## **Request**

* **apiKey (String) (Required) (maxLen:255)**
  * 플랫폼 API Key
* **orderNo (String) (Required) (maxLen:50)**
  * 주문번호

#### **Request Example**

```json
{
  "apiKey": "my8isVOhkPvAeLbtealSrEYyJBCZa ... BSDINWJPKs6th5QBTdYZHCtLxavagMR2I",
  "orderNo" : "order:20250901:000001"
}
```

## Response

* **status (String) (maxLen:50)**
  * BEFORE\_PAYOUT : 지급 전 상태로 플랫폼에 지급 시 제외되고 지급됩니다.
  * AFTER\_PAYOUT : 이미 지급된 상태로 플랫폼으로부터 회수가 필요함을 나타냅니다.
* **withdrawalAmount (Integer) (maxLen:16)**
  * 회수 예정 금액
* **withdrawalDueDate (String) (maxLen:10)**
  * 회수 예정 일자 (yyyy-mm-dd)

#### **Response Example**

```json
{
  "status": "BEFORE_PAYOUT",
  "withdrawalAmount" : null,
  "withdrawalDueDate" : null
}

// or

{
  "status": "AFTER_PAYOUT",
  "withdrawalAmount" : 128900,
  "withdrawalDueDate" : 2025-10-01
}
```

### Error Handling

* ALL\_DONE\_PAYMENT : 결제 완료 후 납부까지 완료된 결제건입니다.
* INTERNAL\_SERVER\_ERROR : 서버 내부 에러입니다.

```json
{
  "meta": {
    "code": "ALL_DONE_PAYMENT",
    "message": "결제 완료 후 납부까지 완료된 결제건입니다."
  },
  "data": null
}
```


---

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